INDIVIDUAL MCP TOOL

get_savings_rates

Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages.

ratezip.comnone authenticationAvailability not checked

LIVE ENDPOINT

https://mcp.ratezip.com/mcp

No auth detected

Connect to this endpoint to inspect the live schema for get_savings_rates and invoke it with your own arguments.

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Inferred read-only · medium confidence · heuristic, not a guarantee.

No write-capable action terms were found; this is not proof that invocation has no side effects.

CONNECT WITH APPROVAL

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.ratezip-rates]
url = "https://mcp.ratezip.com/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "ratezip-rates": {
      "type": "http",
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: ratezip-rates
Remote MCP URL: https://mcp.ratezip.com/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "ratezip-rates": {
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "ratezip-rates": {
      "type": "http",
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "ratezip-rates",
  "transport": "streamable-http",
  "url": "https://mcp.ratezip.com/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

get_cd_rates — Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status).
get_mortgage_rates — Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status.
calculate_deposit_earnings_difference — Illustrative annualized earnings difference between two savings APYs for a given balance and horizon.