INDIVIDUAL MCP TOOL

get_cd_rates

Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status).

ratezip.comnone authenticationAvailability not checked

LIVE ENDPOINT

https://mcp.ratezip.com/mcp

No auth detected

Connect to this endpoint to inspect the live schema for get_cd_rates and invoke it with your own arguments.

Indexed input schema

{}

Risk classification

Inferred read-only · medium confidence · heuristic, not a guarantee.

No write-capable action terms were found; this is not proof that invocation has no side effects.

Parent server

ratezip.com

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.ratezip-rates]
url = "https://mcp.ratezip.com/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "ratezip-rates": {
      "type": "http",
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: ratezip-rates
Remote MCP URL: https://mcp.ratezip.com/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "ratezip-rates": {
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "ratezip-rates": {
      "type": "http",
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "ratezip-rates",
  "transport": "streamable-http",
  "url": "https://mcp.ratezip.com/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

Related tools

get_savings_rates — Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages.
get_mortgage_rates — Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status.
calculate_deposit_earnings_difference — Illustrative annualized earnings difference between two savings APYs for a given balance and horizon.