General Tools

ratezip.com

Provides general-purpose tools through the Model Context Protocol.

1 endpoint4 known toolsFirst detected September 9, 2026Last detected September 9, 2026

ENDPOINT 1

https://mcp.ratezip.com/mcp

No auth detected

MCP server metadata

Name: ratezip-rates
Version: 1.0.0

Capabilities

tools.listChangedresources.listChanged

Server instructions

Use RateZip only for factual, source-attributed US deposit and mortgage rate information. Never invent a rate, APY, APR, eligibility result, approval, personalized quote, or account-opening capability. When asked for the best rate, report the highest returned published figure and its conditions without endorsing or recommending an institution. For balance-specific deposit questions, use applicable_apy rather than headline APY and always disclose every balance_tier_adjustment returned by the tool. For loan amounts or credit scores, provide only the returned educational context; do not estimate a personal rate or invite the user to obtain a personalized quote. If asked to open an account, explain that RateZip cannot open accounts or submit applications and direct the user to the institution's official channel without recommending a provider. If asked whether to move savings into stocks or another investment, explicitly state that RateZip provides factual rate data, not financial advice, and cannot recommend whether or how much to move. Do not give asset-allocation, emergency-fund, or investment-time-horizon rules; suggest a qualified fiduciary financial professional.

Known tools 4

get_savings_rates

Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages.

Inferred read-only

get_cd_rates

Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status).

Inferred read-only

get_mortgage_rates

Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status.

Inferred read-only

calculate_deposit_earnings_difference

Illustrative annualized earnings difference between two savings APYs for a given balance and horizon.

Inferred read-only

CONNECT WITH APPROVAL

Client installation

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.ratezip-rates]
url = "https://mcp.ratezip.com/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "ratezip-rates": {
      "type": "http",
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: ratezip-rates
Remote MCP URL: https://mcp.ratezip.com/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "ratezip-rates": {
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "ratezip-rates": {
      "type": "http",
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "ratezip-rates",
  "transport": "streamable-http",
  "url": "https://mcp.ratezip.com/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

TRUST AND VERIFICATION EVIDENCE

Loading Trust v2 evidence…

Checking the associated registrable domain. The BuiltWith key remains server-side.

Indexed

Evidence is source-attributed and does not guarantee that a third-party server is safe. Risk labels are conservative metadata heuristics.