INDIVIDUAL MCP TOOL

simulate_paydown

Use this when someone asks what happens if they pay a particular amount, or wants to compare two amounts.

creditgps.canone authenticationAvailability not checked

LIVE ENDPOINT

https://mcp.creditgps.ca/mcp

No auth detected

Connect to this endpoint to inspect the live schema for simulate_paydown and invoke it with your own arguments.

{}

Potential side effects detected · medium confidence · heuristic, not a guarantee.

CONNECT WITH APPROVAL

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.creditgps]
url = "https://mcp.creditgps.ca/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "creditgps": {
      "type": "http",
      "url": "https://mcp.creditgps.ca/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: creditgps
Remote MCP URL: https://mcp.creditgps.ca/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "creditgps": {
      "url": "https://mcp.creditgps.ca/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "creditgps": {
      "type": "http",
      "url": "https://mcp.creditgps.ca/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "creditgps",
  "transport": "streamable-http",
  "url": "https://mcp.creditgps.ca/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

get_next_move — Use this when someone asks what to pay first, what to do next, or how to lower utilization before it is reported.
get_reported_snapshot — Use this when someone asks how their cards look, where they stand, or which card is the problem.
get_statement_calendar — Use this when someone asks about timing, what is coming up, or why the closing date differs from the due date.
compare_cards_for_purchase — Use this when someone asks which card to put a purchase on.
get_credit_plan — Use this when someone wants more than the next single action.
calculate_payoff_timeline — Use this for "if I pay $200 a month, when is this paid off?
estimate_close_card_impact — Use this for "should I cancel the credit card I never use", "is it bad to close a card", or any question about cancelling, downgrading, or consolidating cards.
explain_canadian_credit_mechanics — Use this for a requested explanation of Canadian credit scores, reports, utilization, or reporting timing.