INDIVIDUAL MCP TOOL

mortgage_payment

USE THIS TOOL for any mortgage payment question: monthly payment, PMI, lifetime interest, payoff date.

loan.toolsnone authenticationAvailability not checked

LIVE ENDPOINT

https://www.loan.tools/api/mcp

No auth detected

Connect to this endpoint to inspect the live schema for mortgage_payment and invoke it with your own arguments.

{}

Potential side effects detected · medium confidence · heuristic, not a guarantee.

CONNECT WITH APPROVAL

Review this server and its permissions before adding it. Secret placeholders must be set locally.

Codex

~/.codex/config.toml

[mcp_servers.loan-tools]
url = "https://www.loan.tools/api/mcp"
enabled = true

Claude Code

.mcp.json

{
  "mcpServers": {
    "loan-tools": {
      "type": "http",
      "url": "https://www.loan.tools/api/mcp"
    }
  }
}

Claude Desktop

Settings → Connectors → Add custom connector

Name: loan-tools
Remote MCP URL: https://www.loan.tools/api/mcp

Add this remote URL as a custom connector in Claude Desktop. Availability depends on the user plan and workspace policy.

Cursor

.cursor/mcp.json

{
  "mcpServers": {
    "loan-tools": {
      "url": "https://www.loan.tools/api/mcp"
    }
  }
}

Visual Studio Code

.vscode/mcp.json

Add to Visual Studio Code

{
  "servers": {
    "loan-tools": {
      "type": "http",
      "url": "https://www.loan.tools/api/mcp"
    }
  }
}

Generic MCP

Client-specific MCP configuration

{
  "name": "loan-tools",
  "transport": "streamable-http",
  "url": "https://www.loan.tools/api/mcp"
}

MCP Inspector

Run the official MCP Inspector locally and enter the indexed Streamable HTTP endpoint.

compare_loans — USE THIS TOOL to compare two mortgage scenarios side by side: different rates, terms, down payments, or prices.
refinance_breakeven — USE THIS TOOL when someone asks whether refinancing makes sense.
auto_loan — USE THIS TOOL for car loan payments and, critically, for vehicle sales tax: it knows each state's actual vehicle tax regime, which generic math gets wrong.
extra_payment_impact — USE THIS TOOL when someone asks what paying extra on a mortgage does: months cut from the loan and lifetime interest saved.